Michael Rivers joined Howard Grace in February of 2018 as a loan originator after a several years of enjoying a career in the Ministry. Michael graduated from seminary with honors. He has spent the last several years working for nonprofit organizations teaching life and relationship skills to high school students, and volunteering at a drug and alcohol rehabilitation program for men. His career in the mortgage industry began in 2000 when he worked as a Mortgage Loan Officer with Citi Financial. Then, in 2005 he joined Wachovia where he worked as a Personal Banker and obtained series 6 and 63. We are pleased that Michael choose Howard Grace when he made the decision to re-enter the Mortgage Business. He has many years of experience in the mortgage industry along with a love for helping people achieve their dreams of home ownership. Michael resides in Boca and is happily married to his wife, Kristy. Their lives are filled with time spent with their two energetic young boys.